REFINANCE
Find Financial Freedom.
Wondering if a refinance makes sense? We remove the guesswork for you. By taking a look at several factors like your current interest rate, how long you’ve been paying on your current mortgage, and where rates are currently, we can show you what makes sense and what doesn’t.
A refinance can benefit you by:
• Lowering your interest rate
• Removing mortgage insurance
• Reduce the term of your mortgage
• Finance college with home equity
• Consolidate higher interest debt
• Use equity for home improvements
Let us show you if restructuring higher interest debts with the equity in your home can reduce your overall payments, save you interest – and how it can help you pay off your home faster.
Yes, it is possible. SHOW ME!
A quick mortgage review can...
A quick mortgage review can help you determine if a mortgage refinance can save you money. We never charge upfront or hidden fees, and we leverage our brokerage size to negotiate on your behalf by shopping amongst several lenders.
An annual mortgage review will help you take assessment of your largest debt. Give us a call for a free no-cost review.
Refinance 101
EVALUATE LOAN OPTIONS
We evaluate your income, assets, and credit in order to determine the best loan program for your situation and goals.
CHOOSE A LOAN PROGRAM
We do the heavy lifting by comparing several loan options to provide you the best rate and loan program.
FUND LOAN
After all loan conditions have been met, escrow will coordinate the signing of loan documents and your loan will fund.
Mortgage Payment Calculator
Payment calculators can give you a rough idea of the math behind the payment, but how do you know what YOU can qualify for? Are you up to date on all the nuances in various loan options and guideline changes? Then coming to a REAL rate quote for your situation is hard.
Know what isn’t hard? A quick conversation about what you’re looking to do and what you have to work with and we’ll give you the real answers that a payment calculator can’t provide.
Home Valuation Estimate
What do you think your home is worth? Rather than getting those inaccurate “guesstimates” online, we use a multi-pronged approach comparing valuation estimates from title companies, recent comparable sales, valuation calculators, and YOU. Your opinion of value and understanding of your home and neighborhood is important.
By refinancing she was able to remodel.
Meghan has watched hundreds of episodes of HGTV and has been dreaming of a bathroom remodel. We showed her the numbers, she picked out the paint, and she’s happily sharing double sinks with hubby.