As low as 3.5% down.
Limited down payment, less than perfect credit – THAT'S OKAY!
The Federal Housing Administration, or FHA, supports homeownership efforts in the United States by offering low down payment loan options with more lenient credit requirements. Mortgage insurance is required, but you do not need to be a first time homebuyer to qualify.
By offering more flexible underwriting guidelines, FHA loans are popular with first time homebuyers who have a limited down payment, for individuals with some credit mistakes, or those recently divorced. FHA loans offer lower interest rates when compared with conventional loans but do require an additional mortgage insurance payment to offset the risk.
There are financial strategy and timing considerations that can save you thousands of dollars. We work with our clients to navigate dynamic markets, anticipate underwriting requests, and use strategic intelligence to ensure your offer stands out.
Our Loan Process is Simple:
Looking for something else?
View other loan options here!
A long-term 30-year fixed rate loan option for stable payments.
Bank Statement Loan
Self employed? Bank statement loans are for you!
Mortgages for higher conforming loan limits and amounts.