BANK STATEMENT LOAN

For self-employed borrowers.

Self-employed?
Bank statement loans are for you!

Running a business can mean you end up showing little income on paper after tax deductions and various business write-offs. A bank statement loan assess your eligible income based on either 12 or 24 months personal, or 12 or 24 months business bank statements. Eligible deposits are used to determine qualifying income, allowing you the flexibility to run your business and have access to important financing.

• No tax returns required
• 12 and 24 month options
• 580+ minimum FICO
• Owner occupied, 2nd homes, and investment properties

There are financial strategy and timing considerations that can save you thousands of dollars. We work with our clients to navigate dynamic markets, anticipate underwriting requests, and use strategic intelligence to ensure your offer stands out.

Our Loan Process is Simple:

  • Complete our easy Mortgage Qualifier.
  • Receive custom loan options for your situation and goals.
  • Compare and consider loan rates and terms.
  • Select the loan that best fits your goals.

Looking for something else?

View other loan options here!

FHA Loan

Limited down payment & less than perfect credit? That's okay!

Conventional Loan

A long-term 30-year fixed rate loan option for stable payments.

Jumbo Loan

Mortgages for higher conforming loan limits and amounts.

Looking for more? View our full list of loan programs here.