A mortgage can be a powerful financial tool and smart borrowers have questions. As independent mortgage brokers, we are not beholden to any single lending source and we use our volume to negotiate the best rates and terms for our client. We provide unbiased advise and objectivity.

Traditional banks and retail lenders work for their institutions and are limited to offering products from a sole source. With a single credit-pull we are able to shop several lenders on your behalf, taking the guesswork out of comparing multiple options from a variety of lenders.

Benefit By Working With An Independent Mortgage Broker

Your chosen mortgage broker should provide a source of knowledge and real estate financing expertise. Don’t shy away from shopping for your mortgage, obtaining a quote from a bank and a mortgage broker. Unless you are a high depository client, big banks typically pad with unnecessary fees and there is a lack of certainty that your loan will close on time. Ever heard the expression, bait and switch?

Smart Leverage & Money Saving Strategies

As a proud member or Association of Independent Mortgage Experts, a community of independent mortgage brokers, we are:

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Flexible & Competitive

We work for the borrower, not the bank. Several lenders competing for your loan results in low rates and fees.

Service Oriented

By providing top of the line customer service, we build relationships, not transactions.

Local & Independent

We are in full control of how we run and operate our business, and choose to build communities through an exceptional home-buying experience.


Easy online loan applications, automated asset verification, home valuation estimators, credit repair simulators provide you with better connectivity, and a digital mortgage.
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By taking the time to understand my clients’ goals, I am able to share my knowledge of financing best practices and loan structuring to guide them to a better financial situation for their family. Homeownership can be the cornerstone to building generational wealth, and I love supporting those efforts.


After years of waiting to get into the Ojai market, we finally found the home we wanted. Teena helped us get prequalified quickly so we were competitive with the other multiple offers received. We had a complicated loan file and Teena worked through the documents, keeping us informed all along the process. We closed on time and are so happy in our new forever home. Thanks Teena!
K. & S. McPherson
Ojai, California
I decided to give refinance a chance!! I was recommended to West Coast Funding by a mutual friend. I was SPECIFICALLY told to ask for Teena Broumand. From the first phone conversation to the last, Teena was always as nice and as helpful as she could possibly be. Throughout this whole process she was understanding and did everything in her power to make the refi exactly as planned. Teena made this process the best it could be. Always following thru with everything she said she would. Teena Broumand is outstanding at her job and I would highly recommend her to anyone I know!! Thanks again for all you did Teena you’re amazing at your job and as a person!!
C. Geaney
Manteca, California
We've used Teena Broumand at WCF 3 times now and she is GREAT! Super nice, efficient, answers all our questions (even if we've already asked them) and has solid attention to detail. Teena is available by phone, text and email which makes everything really convenient. I highly recommend her!!
C. & L. Shaw
Concord, California
My name is Conrado C Santiago, a former client of Miss Teena Broumand. When I was looking for a company to refinance my house, Miss Teena Broumand of West Coast Funding called me immediately. Because of her quick response I thought she could quote a good deal and help me to refinance my house fast. During our conversations, she offered me a good deal and answered all my questions that satisfied me to refinance my house by West Coast Funding. I bought her offer immediately. My house was refinanced faster than expected because of her professionalism and knowledgeable to her work. And finally she is reliable to help anybody to sell and refinance a house on your satisfaction.
C. Santiago
Long Beach, California
Teena was an absolute pleasure to work with. She is extremely efficient, helpful and responsive, as well as being very personable (which, in my opinion, is a critical attribute!). She also has great follow through ability and always kept me current on the status of our loan. I have, and would again, recommend her to family, friends or anyone in need of lending services... and will definitely use her again myself if the need arises.
V. Mach
Manteca, California

Mortgage Your Way.

Virtual Meeting, Online, or In Person

We dig deeper into the cost-benefit analysis of mortgage transactions with a client-centric focus.